Hey, first-time homebuyer: How does $8,000 from your Uncle Sam sound?

Want an extra $8,000? If you’re a first-time homebuyer then we have a nice surprise for you.

Last fall, the Federal Government introduced a financial incentive to prospective first-time homebuyers — an income tax credit of up to $7,500. The rules were simple: you must have been a first-time homebuyer (as defined by not owning a home in the previous three years) and you met certain income restrictions.

The new $8,000 tax credit is available to those who buy between January 1, 2009 and December 1, 2009. It’s not a deduction, it’s an actual credit. Unlike the $7,500 first-time homebuyer tax credit introduced last summer; this does not need to be repaid.
First timers who qualify can make no more than $75,000 in adjusted gross income if they’re single or $150,000 if filing jointly. The maximum tax credit is $8,000 or 10 percent of the sales price of the home, whichever is less. Three years residence in the property are required. As always, check with your accountant for details and be sure to submit IRS form 5405 when you file your taxes.

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Asheville, NC - Best of The City & Country Combined

Asheville offers the best of both worlds: the city and the country.

Downtown Asheville is a pedestrian-friendly city that features mostly independently-owned businesses. These businesses offer a variety of services and products, ranging from a college-student’s to an upscale traveler’s budget.

And, yet, when you’re in Asheville, you’re always a hop, skip and a jump away from an outdoor adventure.

To the east of the city lies Mount Mitchell, the highest mountain peak east of the Rocky Mountains. This peak is named after the professor who calculated the mountain’s height and died on a second trip to the mountain.

To the west are the Great Smoky Mountains. The Great Smoky Mountains National Park is the most visited national park in the United States, with eight to ten million visitors a year.

To the north, less than 100 miles away, is Blowing Rock. Blowing Rock, North Carolina’s oldest travel attraction since 1933, is an immense cliff 4,000 feet above sea level. Also to the north is Grandfather Mountain, a globally-recognized nature preserve. Known to many as a refuge for the human spirit, this preserve is also the highest mountain peak in the Blue Ridge Mountains.

To the south, is the Chimney Rock State Park and Lake Lure, where the famous 80s movie Dirty Dancing was filmed. Chimney Rock, which is located in the foothills of the Blue Ridge Mountains, is a 315-foot granite monolith accessible by foot or elevator.

At all of these outdoor attractions are inns, chalets and other lodgings nearby that offer concierge and other upscale services, which assures that your stay will be exciting as well as luxurious.

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Western North Carolina - A Luxury Mountain Getaway

North Carolina is known as a golfer’s paradise, and although Western North Carolina (WNC) is filled with mountains there are plenty of quality golf courses to pick from. With courses always a few miles from your home, you will have no trouble spending an entire day on the green. The Cliffs, probably the most famous of the golf courses in the area, is a community with pro-played golf courses. It also has courses that have been designed by golf masters including Tiger Woods and Jack Nicklaus.

There are also seven ski slopes in WNC, and one more not too far away in Gatlinburg, T.N. With terrains available for all abilities there is the perfect ski resort for you.

If you’re more into fishing or boating, there are over ten lakes in the area and four major rivers.
But what if you’d rather shop than get your hands dirty? Then you can take your pick of quaint mountain towns and cities to shop in. WNC is a hot spot for mountain arts and crafts, so much of what you find in the area is locally-made products.

With golf courses, ski slopes, and lakes abundantly dotting the area, WNC is a prime spot for luxury mountain real estate. And Your Dream Community is here to help you find the right spot for you.

While much of the nation’s real estate is declining in value, Asheville, N.C. and the surrounding areas’ real estate values are remaining steady. If you have ever considered buying real estate in WNC, now is the time to make your move.

There has been a steady rise in the amount of luxury mountain communities in the area, so there are plenty of choices to pick from. Pick a location in the area and there will be the right luxury community for you.

How’s Brevard sound? Home to an annual White Squirrel Festival, this small mountain town is a hub of arts and crafts and waterfalls. Or how about Balsam Mountain Preserve? This 4,400-acre preserve will never have anymore than 354 homes in it, so time is of an essence when looking for a home in this community.

Take your pick of locations, and you will find the luxury mountain community that you have been dreaming of. And Your Dream Community will be there to help you find it with ease and pleasure.

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